// JOIN

JOIN THE CREDIT LAB

Everything happens on Telegram. Click below to join the community and message Rick directly.

JOIN THE CREDIT LAB ON TELEGRAM →
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Direct Access to Rick

No phone trees, no bots, no waiting. Message Rick directly and get real answers to your credit questions.

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Community of Members

Join a community of people on the same journey. Share wins, ask questions, and learn together inside The Credit Lab.

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Fast Responses

Rick responds personally and quickly. No ticket systems, no 48-hour wait times — just real conversation.

// MEMBERSHIP

CHOOSE YOUR PLAN

STARTER
$297
ONE-TIME. LIFETIME ACCESS.
  • Full credit profile review
  • Personalized action plan
  • 1-on-1 strategy session
  • Credit report education
PAY WITH CRYPTO →
MOST POPULAR
PRO
$597
ONE-TIME. LIFETIME ACCESS.
  • Everything in Starter
  • Done-with-you consulting
  • Weekly check-ins with Rick
  • Dispute guidance & templates
  • Credit monitoring setup
  • Community access
PAY WITH CRYPTO →
COUNCIL OF RICKS: BLACKLISTED
Rick's inner circle. The plugs, the connections, and the resources that don't get handed to just anyone. The Council doesn't know this room exists.
$997
ONE-TIME. LIFETIME ACCESS.
  • Everything in The Lab
  • Priority direct access to Rick
  • Approval readiness prep
  • Housing & rental strategy
  • Unlimited consultations
  • Ghost Protocol — digital privacy, asset protection and OPSEC (VIP exclusive)
  • Full access to Rick's personal plugs, vendor network, and inner circle connections
PAY WITH CRYPTO →
CRYPTO PAYMENTS ACCEPTED — Secure crypto checkout — BTC and LTC accepted via NOWPayments
// FAQ

COMMON QUESTIONS

How Do I Pay?

We accept crypto payments. Message Rick on Telegram for payment instructions and to get started.

What Happens After I Pay?

Rick will personally onboard you into The Credit Lab. You'll get a full credit profile review and your personalized action plan within the first session.

Is There a Contract?

No contracts. Cancel anytime by messaging Rick. We keep things simple — if you're getting value, you stay. If not, no hard feelings.

What If I Have Questions?

Message Rick directly on Telegram — he responds personally. No bots, no ticket systems, no runaround.